... crucial for companies to reassess their pricing strategies and procurement plans, while investors need to determine how inflationary pressures might affect their portfolios. Impact on Investment Portfolio The high level of inflation makes traditional bank deposits and low-yield bonds less attractive, given they may not offset inflationary losses. In this scenario, the following may prove more resilient: Dividend-Paying Stocks: Companies able to generate stable cash flows and pay dividends may serve as ...

... bills or falling prey to robbers since the transaction does not require cash. Nowadays, payments are frequently made with a card. They are widely used in many developed countries. When buying currency online, customers will not subsequently need to deposit funds onto their card and incur fees on this. Disadvantages Despite the evident advantages of such transactions, one should not forget the downsides. The disadvantages include: The need to undergo several procedures. Customers will need to open ...

... by banks. This allows a legal entity (such as a marketplace) to legally manage (but not own) the client's funds in their interest, acting as a guarantor of the transaction. For example, the buyer places an order for fuel and pays for it. The money is deposited into the marketplace's nominee account. From there, it is distributed among the participants of the transaction: the seller, the carrier, and the marketplace itself. Nominee accounts are used by marketplaces and online platforms that connect ...

... users is also gaining momentum. The popular crypto wallet MetaMask , which has over 100 million registered addresses, has implemented a new feature called Stablecoin Earn for passive income generation. Now holders of stablecoins (USDT, USDC, DAI) can deposit their funds directly in the app for interest, thanks to integration with the decentralized lending protocol Aave. Users no longer need to move tokens to external DeFi platforms—it's sufficient to activate the Earn option, after which the deposited ...

... cryptocurrency issues. In December, CoinDesk reported, citing several insiders, that Goldman Sachs is currently exploring how Bitcoin can be used as collateral for loans to institutional investors—without the need to own the coins. Investors will deposit Bitcoin as collateral and receive dollar loans from the bank in return. In addition to Goldman Sachs, several other Wall Street banks are also working on developing a similar offering, according to the report. "We have probably discussed ...