... Not everyone opens our emails every time, as companies order fuel not daily, but, for example, once a month. Additionally, managers duplicate the price list to clients via WhatsApp and Telegram, reaching almost 1,000 clients. The 1C system, where ... ... list is generated, is integrated with Bitrix24. The newsletter is sent to internal employees via Bitrix24. To minimize the risk of our newsletter going to spam, we made each email unique. Each new email signature includes a unique phrase. As a result,...

... main areas of fintech include payment systems, lending, investment platforms, insurance technologies (insurtech) and financial risk prevention systems. Fintech is important for the economy, as it makes financial services more accessible and convenient for ... ... make transfers, pay for services and make purchases. Investment platforms and digital brokers are solutions that allow users to manage investments and track their profitability. Online lending and crowdlending are alternative lending platforms that allow ...

... governance, and fundamental business resilience. For both retail and institutional investors, understanding how prepared an issuer is for an IPO will be crucial: how transparent the business is, the growth rate of sales, and what steps have been taken to manage regulatory risks. Only through a systematic analysis of these aspects can the IPO exit strategy yield long-term returns in the growing but demanding pharmaceutical and nutraceutical sector.

... portfolio risk. Conclusions and Recommendations For institutional investors: Continue to focus on fundamental assets while considering the growing momentum of altcoins. Investing in major DeFi and AI projects may enhance portfolio diversification. Careful risk management is essential: set stop orders and reinvest part of the profits. For retail investors: Exercise caution and avoid chasing extreme growths. Consider dollar-cost averaging (DCA) strategies and partial hedging of positions. Diversifying the cryptocurrency ...

... During a technical default, the prices of bonds can significantly drop as the market anticipates the outcome. If the issuer manages to settle the debt within the grace period, the price usually returns to previous levels, and an actual default does not ... ... and Stocks” — an article for conservative investors explaining how bonds differ from bank deposits and stocks in terms of risks and returns. “How to Choose a Broker for Buying Bonds” — an overview of major trading platforms and brokerage applications,...