... national currency, profits could exceed 20% per annum. This is significantly more advantageous than placing funds in a deposit account. Potential investors have the option to choose from several different investment plans, which can be reviewed on the bank's official website. Advantages of Investing in Sberbank Bonds Sergey Tereshkin has meticulously analyzed online information presented by those who have experienced all the "pleasures" of this instrument and has identified its strengths and weaknesses, incorporating his personal ...

... Another significant risk for investors is the bankruptcy of the issuer, that is, the company or organization in which the funds have been invested. Any company can go bankrupt – whether it is one that issues stocks or bonds, a real estate developer, an investment fund, a bank, or even a sovereign state (in the case of sovereign default). When bankruptcy occurs, investors often lose a substantial portion of their invested funds: shares may quickly become worthless, payments on bonds may cease, and recovery of any part ...

... cryptocurrencies directly depends on demand. It is uncertain what may affect demand at any given moment. The risk of investing in Bitcoin in 2021/2022 is also tied to legislative issues, the loyalty of which to potential stability threats is difficult to predict. Bank Deposits A conservative investment method is not suitable for growing funds. Banks can hold money, but they do not generate significant earnings from interest on deposits. Due to inflation, the level equivalent to the interest rates on deposits means that investments will not ...

... crises. Currently, the market remains stable, with demand for gold fully balanced by supply. What Denominations Are Most Popular According to Sergey Tereshkin, the most popular denominations range from 5 grams to 1 ounce. These are purchased not only for investment purposes but also as gifts. The purchase of bank metals as presents is notably popular, particularly among entrepreneurs. They are also frequently acquired for bribes to politicians and officials. The transfer of metal from one person to another is difficult to monitor, making it a useful tool ...

... housing price growth or even a decrease in prices for certain categories of properties. Development of New Mortgage Products. Banks may introduce new products to attract borrowers amid heightened competition and declining demand for traditional mortgages.... ... situation dictates the need for a more conscious approach to financial decisions, whether related to purchasing a home or making investments. My experience with the Open Oil Market project, which received positive evaluation from Skolkovo and secured a grant ...