... due to measures aimed at stimulating domestic consumption. Investments in infrastructure and technology continue to support growth. Russia The Russian economy demonstrates stability due to high commodity prices and export opportunities. Key challenges ... ... derivatives to protect against currency and interest rate risks. Long-Term Approach Focus on assets that can provide stable income amidst heightened volatility. The Macro Outlook 2025 report underscores the complexity of the macroeconomic environment ...

... ruble against foreign currencies increases the cost of imported components. In the automotive industry, where the share of imported parts remains high, this leads to an increase in the production cost of vehicles. Low income levels. In recent years, the growth of the population's income has been weak, and amid inflation, consumers are approaching large purchases more cautiously. A car is a significant expense, and people tend to postpone such expenditures. Impact on the Russian Economy 1. Decreased Demand for Cars and Its Impact ...

... will be the primary focus of investment activity. The reason is that funds with lower income over the past year are likely on an upward trajectory and have a higher probability of yielding good profits. Conversely, choosing the fund with the highest income over the past year may indicate it has exhausted its potential and may not be able to show sharp and substantial growth or, worse, might soon decline. It’s advisable to divide the allocated investment budget into 3 equal parts and invest across 3 different avenues accordingly. Sometimes the budget is divided into 2 parts, or the entire sum is invested in a single ...

... trend reflects structural changes in the economy, the real estate market, and borrower preferences. Key factors influencing this growth include government mortgage support programs and rising construction and land costs. Main Reasons for the Increase in Loan ... ... in economic conditions: A decrease in inflation and stabilization of the ruble could modify the market situation. Increasing income levels: Rising real incomes in Russia may further enhance the affordability of country real estate. Commentary by Sergey ...

... will explain how to diversify your portfolio to enhance its resilience and minimize risks. 1. Understand Your Goals and Risk Profile Before you start diversifying, define your financial goals and your acceptable level of risk. If your aim is stable income, you may prefer low-risk assets such as bonds and deposits. However, if your goal is capital growth, you might consider including more volatile assets like stocks and startups. Participation in pre-IPO projects, such as Open Oil Market, can also be an interesting option for diversifying a portfolio with a long-term growth perspective. 2. Include ...