... processes. It is unlikely that one can amass a fortune this way, especially when placing deposits in the national currency. However, this tool is perfectly suited for novices who prefer not to navigate other investment avenues while possessing some liquid assets. Banks lend clients' money at a predetermined interest rate. This rate can vary depending on the term of the deposit, the financial institution itself, and its policies. The Central Bank annually sets a maximum interest rate that is not ...

... flow. Ultimately, the returns can far exceed the initial investment multiple times over. Market fluctuations. Long-term investments are relatively insulated from market volatility. Minor fluctuations are generally offset by subsequent profitability. Liquidity. Such investments guarantee that the asset owner will consistently generate income. The likelihood of being left without funds approaches zero. Even minor losses today often go unnoticed against the overall backdrop. Following every downturn,...

... could lead to a deposit freeze in Russia as an emergency measure to stabilize the financial system: High Key Interest Rate: With rates at 21% and potentially rising to 23%, banks face heavy obligations to pay high interest on deposits, straining their liquidity. Capital Outflows and Isolation: International sanctions have limited access to external financing, forcing banks to rely on domestic resources. A deposit freeze could be used to strengthen liquidity. Public Distrust and Panic: Fears of a financial ...

... significant portion of global trade and investments. Countries prefer the dollar for international transactions, while central banks hold significant portions of their reserves in dollars. The dollar's sustainable dominance is attributed to its high liquidity, stability, and the economic power of the United States. However, in recent years, its position has become less stable. The imposition of U.S. sanctions against several countries, including Russia and China, has raised concerns on the international ...

... 2022, which undermined confidence in the dollar as a global reserve asset. Why Are Central Banks Moving Away from the Dollar? Historically, foreign central banks have held substantial amounts of dollar-denominated assets, viewing them as stable and liquid. However, recent events have led to a reassessment of this strategy. The key reasons include: Freezing of Reserves: Following the imposition of sanctions against Russia, a significant portion of its currency reserves was frozen, serving as a warning ...