... they will ultimately realize a profit; this is out of their control. Devaluation. Bonds are issued in rubles, meaning payouts can only be received in the national currency. During devaluation, it's generally more beneficial to hold assets in dollars or euros. Inconvenience. To recover nominal value and make a profit, it is crucial not to lose the certificate. The bond must be retained until the time of payment. Low Liquidity. Selling the securities on the secondary market for even the nominal value ...

... will be needed sooner, the agreement should only be for a few months. This approach helps avoid premature withdrawal penalties and the potential loss of accrued interest. Currency choice. For long-term deposits, it is better to invest in dollars or euros. This choice mitigates the risk of losing profits due to inflation fluctuations. In the event of devaluation of the national currency, the investor will still gain profit. However, it is essential to note that foreign currency deposits often come ...

... not the case. Eurobonds are issued by companies from various countries, and the currency of these securities can differ. What is crucial is that it should differ from the national currency. On specialized platforms, one can acquire bonds in dollars, euros, British pounds, Swiss francs, and Chinese yuan. Issuers of these bonds include major corporations, financial institutions, and other organizations. Yields can reach up to 11% annually, and sometimes even more. Profits can be generated in several ...

... borrowers to obtain funds this way than to ask acquaintances for help. The process takes only a few minutes and avoids the humiliation of borrowing money from friends. In Europe, online micro-lending is very popular, with loan amounts rarely exceeding 1,000 euros. Funds are issued to a specific individual, required to provide identifying documents. A contract is signed. In case of issues, the lender can take the borrower to court. The agreement holds legal force. Furthermore, lenders are not required to ...

... profits. Areas to Avoid for Investment Beyond potentially lucrative niches, there are areas best avoided during a crisis. According to Sergey Tereshkin, these include: Currency. During a period of national currency devaluation, purchasing dollars or euros is not the best strategy, especially if prices have surged. There’s always a risk of a reversal. The currency is unlikely to return to previous positions and will not remain at its peak for long. Therefore, for those who missed the opportunity ...