... retirees or those whose salaries are not indexed. Increased borrowing costs: In inflationary conditions, central banks often raise interest rates. This makes loans and mortgages more expensive, affecting family budgets. Decreased savings: Savings in bank ... ..., to closely monitor market changes, effectively manage their savings, and explore investment opportunities that can protect capital from inflation.

... contributed) and ties up funds for the long term. 5% – Bank deposits. A reserved portion of the portfolio for liquidity and guaranteed income (up to 15–20% per annum) without market risks. This distribution combines dynamic growth (stocks and bonds) with capital protection (government bonds, deposits, gold). A more aggressive investor may increase the share of stocks, while a conservative investor may raise the share of bonds and ruble deposits. Long-term investments of one million rubles require diversification and careful risk management. The main ideas: combine instruments with different returns and risks, focusing on the goal of capital growth ...

... the cryptocurrency market is undergoing significant changes. Bitcoin, as the leading cryptocurrency, continues to consolidate, raising questions about the future of its value. In this context, the SEC is launching the Project Crypto reform, which could ... ... showing a phase of consolidation at elevated levels following a tumultuous rally and subsequent correction. The overall market capitalization of digital assets remains around record values (approximately $3.7–3.8 trillion), having only slightly retreated ...

... higher valuations. A total of 60 investors participated in the round, including notable players such as SoftBank and Sequoia Capital. According to the exchange’s own data, FTX currently has more than 1 million users, with the platform processing an ... ... reach a new level," said CEO Sam Bankman-Fried in the company’s press release. In particular, the company aims to use the raised funds to expand its product offerings and grow its user base. There are also plans for "strategic investments" ...

... the risks involved. However, they may require a significant stake in the company and involvement in management. Angel Investors. These are private investors who invest their personal funds in early-stage startups. Angel investors can provide not only capital but also experience, business connections, and guidance that can help the startup grow more quickly. Crowdfunding. Platforms such as Kickstarter or Boomstarter allow businesses to raise funds from many private investors in exchange for early access to a product or other bonuses. Crowdfunding is suitable for projects with high consumer interest. Government Grants and Subsidies. In Russia, there are programs to support small and ...