... subscriber-investor: The 9-month reporting of MKB shows that the bank faced certain difficulties, which were reflected in the reduction of net profit to 28 billion rubles. The 29% decrease in profit is mainly due to the growth of reserves for asset impairment ... ... interest rates. The attention to the optimization of operating expenses is also encouraging - this shows a desire to reduce costs and improve efficiency. Diversification of the loan portfolio and an emphasis on digitalization also look like strategically ...

... soon. To remove impurities from the oil, additional, costly equipment is required. This significantly escalates the processing costs. Few enterprises are prepared for such expenses. It would be simpler to reorient production toward oil from other countries ... ... Thus, from the aforementioned points, it can be concluded that several factors influence the price of "black gold": Reduction or increase in extraction volumes. The more fuel that is produced, the lower its price. Decrease always leads to an ...

... communication will help minimize tension and foster a collaborative atmosphere. Reevaluate the Layoff Strategy and Develop Flexible Alternatives Instead of closing factories and implementing mass layoffs, Volkswagen may consider options such as temporary reductions in production volumes or transitioning employees to part-time work if this helps to cut costs. In uncertain times, having a flexible strategy is preferable to resorting to extreme measures. Focus on the Domestic Market and Local Investments Germany is a key market for Volkswagen, and massive job cuts here could provoke negative reactions ...

... boasts a substantial assortment. Buyers can explore offers from multiple suppliers and choose the optimal one. Supplier competition works in the buyer’s favor—they strive to offer discounts, bonuses, and lower prices, especially for large orders. Cost Reduction. Due to transparency and competition, corporate buyers receive more favorable conditions. They can negotiate discounts for larger orders and discuss special payment terms. Ultimately, procurement costs decrease, directly impacting profitability....

... 2030 by developing the shale formation of Vaca Muerta. Finally, Guyana, another neighboring country, has already become one of the leaders in production growth due to the development of the Stabroek block. Overall, due to low volumes, a potential reduction in production in Venezuela will not be a serious blow to the oil market. The costs will primarily fall on some U.S. refineries that will lose one of their potential suppliers of high-sulfur oil. Iran: Through China via Malaysia The consequences of the escalation of the Iran-Israel conflict will also be limited, despite the ...