... restaurant business, which is largely immune to seasonality. Clients hold events during both warm and cold seasons. Availability of Free Funds. Profits generated from other sources need to be invested somewhere. This could be in the previous direction, where funds are used for further development, or in an entirely new venture. A Gift. Some wealthy individuals gift their loved ones upscale establishments such as beauty salons and restaurants, which are often seen as prestigious and potentially lucrative. This way, their significant other becomes the owner of a business ...

... to lend to companies that already have stable profits and a loyal customer base. Opening a café or restaurant is a dream for many individuals. However, not everyone has the financial capacity to make it happen. Banks are often reluctant to provide funding for such ventures, categorizing them as high-risk projects. Financial institutions find it significantly more profitable to loan money to companies with established profits and a loyal customer base. So, what should aspiring restaurateurs do when their financial ...

... strengthen the company's financial position, enhance its capitalization, and minimize risks associated with the IPO. During the Pre-IPO stage, shares of the company are available to a limited number of private investors, such as institutional investors, venture funds, and accredited private investors. The share price at this stage is typically lower than the anticipated public offering price, making participation in Pre-IPO potentially more profitable, yet riskier. Key features of Pre-IPO: Shares are available ...

... portfolio. This provides stability, particularly in an unstable economic environment. 6. Invest in Funds and ETFs Funds and ETFs are excellent tools for diversification as they provide access to a wide array of assets within a single investment. Through funds, you can invest in an entire sector or market at once, for example, in the stock of high-tech companies or healthcare firms. ETFs also have the advantage of low fees and are suitable for passive investors. 7. Participate in Pre-IPO and Venture Projects If you are willing to take on higher risk, participating in pre-IPO projects or venture investments can be a great addition to your portfolio. This allows you to obtain a stake in a young company before it enters the market, which can ...

... analytical data, investments in the IT sector in Russia currently amount to no more than $15 million per year. The lion's share comes from private individuals. This figure is alarmingly low, especially when compared to investments in foreign IT sectors. Venture funds are reluctant to invest in small projects, as they prefer multi-million dollar avenues promising substantial profits. Foreign investors are often brought in when startup funding is necessary. Unfortunately, Russian business models struggle to compete ...