... has escalated to such an extent that many young people find themselves seeking roommates or partners for cohabitation. Rising Prices for Groceries, Utilities, and Transportation Living together enables substantial cost savings: bulk grocery purchases, shared utility bills, and transport costs. Difficulty in Obtaining Mortgages and High Interest Rates Many young couples opt to combine their finances to secure better mortgage terms or joint loans. Savings on Entertainment and Travel Couples can leverage ...

... global oil demand could affect prices, crucial for Russian exporters. Recommendations: Russian investors trading in oil should prepare for price swings based on news about global demand and supply. Positive signals for demand could support the ruble and shares in Russian energy companies. Impact on Russia G20 Summit: Discussions on energy security could directly impact Russia’s interests as a major oil and gas exporter. Positive outcomes from the G20 for global trade may strengthen the ruble and improve ...

.... Investors should ponder the intentions of the proposer. In many cases, excessively high dividends are indicative of fraud. Con artists seek to attract as much money as possible before disappearing with it. Experienced investors prefer to invest in shares of companies that adeptly manage their finances. In these cases, profits are sufficient to pay shareholders, facilitate growth, and update the business. Conversely, if a firm distributes all its profits to investors for several years without reinvesting ...

... and risks. Main Types of Collective Investment Funds The global market offers a wide range of collective investment instruments. The most common types include: Open-End Mutual Funds. Similar to mutual funds, these allow investors to freely buy or sell shares at the current net asset value. Such funds invest in stocks, bonds, and other asset classes, adhering to various strategies (from conservative bond holdings to aggressive equity positions). Exchange-Traded Funds (ETFs). These are traded on exchanges ...

... In China, unprecedented demand on the energy system was recorded in July: peak electricity consumption reached a historic maximum of about 1.5 TW. This level was driven by extreme heat and massive use of air conditioning. Nevertheless, a significant share of the production increase was achieved thanks to solar power plants, along with increased generation at hydroelectric power stations compared to last year—this helped partially compensate for the demand surge and avoid significant energy supply ...