... value freedom, ignore the authority of others, and do not comply with top-down directives. When it comes to investing, Generation Y prefers minimalism in services and is unwilling to pay commissions to brokers. They aim to impose their own rules on the market. Under pressure from millennials, the market is being forced to change. Currently, this is more evident abroad, but soon this trend will reach the post-Soviet space as well. As a result, the investment market will become more accessible and democratic....

... Reasons for the Increase in Loan Amounts Preferential Mortgage Programs: Government initiatives have become the key driver of the market. Rural Mortgage: A program offering loans up to 12 million rubles at an interest rate of 3% per annum. In 2024, demand ... ... program's importance for young families. Rising Costs of Country Real Estate: Increase in land prices: Greater interest in country properties leads to a rise in land costs, particularly near major cities. Construction costs: Inflation and rising prices for ...

How to start your own business without start-up capital: advice from Sergey Ivanovich Tereshkin, founder of Open Oil Market, based on personal experience. Starting a business without start-up capital is not an easy task, but it is quite doable. I always recommend starting with earning your own money. This will allow you to feel what money is really worth, how hard ...

... what prospects are opening up for biotechnology in Russia and how domestic companies can take leading positions in the global market. Biotechnology: What is it and examples of Russian companies What is biotechnology? Biotechnology is a field of science ... ... shortages, and environmental protection. The main areas of biotechnology include: Genetic engineering - changing DNA to obtain new properties in plants, animals, and microorganisms. Pharmaceutical biotechnology - developing drugs and vaccines based on biomolecules ...

... investing in multiple projects is essential to spread risks. Assessment of the Business Model. Startups often rely on new or unproven business models. Evaluate how realistic the project's idea is, what needs it addresses, and what problems it solves. Market Analysis. Check the size and growth potential of the market targeted by the startup. The larger and more promising the market, the greater the chances of success. Competitive Environment. Assess the presence of competitors and the unique advantages ...