... This reflects sustainable double-digit growth in the payments business. Commentary: Visa traditionally surpasses expectations by increasing transactions and consumer spending. It is crucial for investors to ascertain whether this trend is maintained: growth in card transaction volume, especially cross-border (international transactions), which boosts fee income. Visa is also actively developing its Value-Added Services segment (analytics, payment security, etc.), which accounted for approximately 60% of revenue growth recently—advancement of these services may support future margin expansion. In the ...

... can help safeguard capital against inflationary risks and potential currency fluctuations. Long-Term Prospects and Key Takeaways The current market and economic situation in Russia requires investors to be flexible and attentive. The slowdown in GDP growth and high inflation pose challenges that may lead to reduced income in consumer sectors, but they also provide opportunities for those focused on long-term investments in resilient and strategically important industries. It is crucial for investors to monitor the actions of the Central Bank and government measures ...

... high interest rates, it becomes more expensive for businesses to borrow for expansion, and consumer demand is restrained due to more expensive loans. Such a policy is aimed at stabilizing inflation, but in the short term it creates pressure on economic growth. Impact of inflation on consumption and investment In the context of high inflation and rising prices, households and companies become more cautious in their spending. Rising prices for basic goods reduce the real income of the population, which in turn limits purchasing power. Inflation also leads to higher costs for companies, especially for imported raw materials and equipment, which restrains investment activity. Reorientation of government spending Due to ...

... Decrease to RUB 130,560 thousand. from RUB 1,063,274 thousand last year may indicate difficulties in maintaining profitability against the backdrop of rising operating and management expenses. What investors should pay attention to: A decrease in net income with revenue growth is a signal that the company is facing pressure on margins and rising operating costs. Rising commercial and administrative expenses may be related to business expansion, but require control to maintain profitability. A positive trend in revenue ...

... Long-term investments are among the most in-demand and profitable. This investment strategy allows for significant capital growth while minimizing the risk of losing all funds, especially when managed by a knowledgeable specialist. Experienced investors ... ... from the operations of the acquired organization or dissolve it if it obstructs their plans. Real Estate Development Generating income from real estate is a popular method of investing that is used by both individuals and large corporations. Investing in ...