... repayment guarantees, these debts are written off, resulting in losses for the company. A large amount of accounts receivable increases the risk of bankruptcy, while simultaneously diminishing the company's attractiveness to potential investors and credit institutions. To avoid such issues, a company must recover at least part of the funds. To facilitate this, debts are sold at auction. The selling price may be tens or even hundreds of times lower than the nominal value. For instance, by investing 1,000 rubles, one might ultimately receive 10,000 rubles. Types of Accounts Receivable Accounts receivable has repayment terms and can be divided into several categories based on various parameters: Normal. Repayment occurs within the agreed ...

... collaborate in the following key areas: Financing Space Projects: Space is a resource-intensive sector that requires substantial capital investment. As a financial institution with a robust infrastructure and access to capital, Sberbank can provide credit lines to Roscosmos and offer investment instruments to fund space programs. This could include creating funds to support startups working on space technologies or issuing bonds to attract funds. Integration of AI and Cloud Technologies: Sberbank is actively advancing AI and big data ...

...,000 liters—with delivery or self-pickup options available. All requests can be processed through a personal account or mobile app, where order status and all necessary documentation are also accessible. Clients of the platform can take advantage of credit offerings from leading banks and purchase fuel with deferred payment. Transaction financing is facilitated by the largest banks in Russia. Learn more Diversification of Investments: Fintech, Climate, and Biotech on the Rise In 2025, venture investments are being distributed across an increasingly broad range of industries rather than being solely concentrated in AI. Following last year's downturn, there is a noticeable ...

... rate influence the exchange rate of the national currency. The more stable the indicators, the better it is for the country's credit rating. The national currency strengthens, enhancing the market's attractiveness in the eyes of major investors. In favorable ... ... cancellations, there exists a risk to the market as a whole. Such symptoms signal to investors that the situation is unstable, and investing at this time may not be wise. The market can also exert influence on the outcome of trades. For this, several factors ...

... reduces market volatility when the key rate rises. Conclusion: OFZ offer fixed yields of approximately 14–16% for mid-term investments and virtually full reliability. They feature high liquidity (traded on the Moscow Exchange) and clear risks: if held ... ... Many companies must pay high interest rates on loans due to the rise of the Bank of Russia's base rate. Evaluating the issuer's credit rating, debt load, and business reserves is crucial when selecting bonds. During declines in bond prices (due to rising ...