... bank. Use reviews from real depositors, official ratings, and statistical data. The financial institution may be located in another city or even country. Many modern companies allow remote investment of funds. Money can be transferred from a card or account. Select a deposit type. Banks offer a wide variety of deposit programs. It is important to pay attention to the interest rate; the higher it is, the greater the income. Also, consider the capitalization terms, the length of the agreement, the ...

... your investments and savings based on the objectives you wish to achieve, rather than purely on which markets are projected to outperform in the upcoming months. While other market-related factors are undeniably significant and should be taken into account, they should take a backseat in your decision-making process. First and foremost, it is vital to comprehend your financial requirements, the length of your investment horizon, and your risk tolerance. For example, if you require a steady income ...

... and more advantageous for the seller, while the buyer gets a lower price, which is also more attractive. We all know how fuel impacts the economy of a country: primarily, inflation, and high transportation costs. We calculated that the cost of fuel accounts for about 30% of the price of a loaf of bread. The share of fuel in other products, including the cost of building materials, is similarly high: the extraction of sand, the production of concrete, the delivery of materials to construction sites—all ...

... zone and abroad available to Russian investors with holding periods of up to three years. We will compare their yields, risks, liquidity, and taxation features, and provide examples of diversified portfolios totaling 1 million ₽. Bank Deposits and Accounts Yield. Ruble deposits remain one of the conservative instruments: major banks offer rates around 16–24% per annum (depending on the term). According to the Bank of Russia, the weighted average rates for deposits of 6–12 months reached approximately ...

.... However, the influence of these risks can be partially mitigated. Diversification across countries and sectors helps ensure that events in one country or sector do not significantly cripple the entire portfolio, alongside selecting strategies that account for the macroeconomic environment. For instance, during periods of rising inflation, it may be wise to invest in instruments with yields above inflation, while during political instability, it is prudent to avoid investments in affected regions....