Found: 500

Millennials and Credit Life: The Price of Status and Financial Risks

Millennials and Credit Life: The Price of Status and Financial Risks According to data from Wells Fargo, 30% of millennials take out loans to keep up with status and impress others. Social media, the availability of credit tools, and a changed attitude towards finances have made living in debt commonplace. What risks ...

Countercyclical Capital Buffer: What It Means for Investors

The Central Bank of Russia is introducing a countercyclical capital supplement to banks from February 1, 2025, to stabilize the financial system and reduce the risks of credit overheating. What opportunities does this open up for investors, and how will the change in banking policy affect the profitability and sustainability of investments? We analyze the key aspects and predict the possible consequences for ...

Sberbank in Space: What Possible Collaboration with Roscosmos Means for Investors

... anticipated profit growth from these new business avenues. Space also opens opportunities for expanding the bank’s presence in international markets, as satellite-derived data may be in demand beyond Russia. However, the space sector is associated with high risks and long payback periods. Investments in the development and production of satellites, launching spacecraft, and operating infrastructure require significant financial commitments and may negatively impact the company's short-term profitability....

M&A Market Activity in Russia at Three-Year Low

... weakness. Data indicates a reduction in the number of deals and a contraction in activity: most market participants note the absence of new large-scale projects. This statistics reflect the challenging economic situation in the country and the heightened risks for investors. Reasons for Declining Deal Activity Experts associate the decline in M&A with a set of fundamental factors. Firstly, the tightening of regulatory barriers has significantly complicated the exit of non-residents from Russian business: ...

What is Investing and How to Start Investing: A Complete Guide for Beginners

Investments are the path to financial freedom and opportunities. In this guide, I will tell you what investments are, what types of investments are suitable for beginners, how to wisely distribute capital and minimize risks. Detailed tips and examples will help you confidently take the first step into the world of investments and manage your funds effectively. What are investments and how to start investing: A complete guide for beginners Why is it important to invest?...