... projects. In domestic contexts, these avenues may seem less attractive. However, it's essential to examine each option in detail before dismissing them. Stocks There are multiple ways to profit from stocks. In Western markets, earning income through dividends is highly popular. Companies pay investors a certain percentage of their profits, typically once a year. However, this method is not widely embraced in Russia, primarily due to the reluctance to lock funds up for extended periods. It is far ...

... issued the shares. Here, the focus is on its financial results and performance indicators. The investor studies the accounting statements: looks at revenue and its growth from year to year, operating and net profit, earnings per share, the amount of dividends the company pays to shareholders, the capital structure (equity to debt ratio). The company's assets are important - what it has on its balance sheet (real estate, equipment, patents, cash, etc.), as well as liabilities - how much debt and other ...

... simultaneously hindering the possibility of quickly profiting from buying shares at a lower price and selling at a higher one. In this case, success depends on luck and the selection of the right company for investment. Earning a stable income through dividends is considerably simpler. Generally, funds are distributed annually based on the company's performance over a specific reporting period. To avoid disappointment, it is advisable to verify in advance which stocks offer dividends and in what amounts....

... Stable Companies For stable income, consider stocks of well-known Russian companies, such as "Sberbank," "Gazprom," "Lukoil," and other sector leaders. These companies demonstrate stable financial positions, regularly pay dividends, and have long-term growth prospects. Their stocks may not provide extraordinary returns, but they offer reliable income and are often more resilient during crisis periods. 5. Consider Bonds as a Low-Risk Instrument Bonds are debt instruments ...

... strategy with minimal growth of the initial capital. In the first option, investments are made in real estate and debt products, reviewed quarterly. The ratio of fund shares to debt instruments is adjusted monthly. The value increase happens through dividends paid by real estate funds, averaging up to 7% per annum. The calculation is made in euros, an encouraging figure that can compete with foreign currency deposits. Regarding the income generation strategy with minimal initial capital growth, a ...