... Nevertheless, stocks of large companies remain attractive in the eyes of investors, particularly in the energy and fuel sectors. According to Tereshkin S.I., given the current market conditions, the following companies can be considered the most promising for investment and capital growth: RusHydro. This energy company is showing stable growth. The organization has revised its dividend payout policy, enhancing its attractiveness to investors. Surgoil. The company's stock has significantly increased, and profits have risen concurrently. As a result, investors can expect decent dividends or profitable sales of shares within just ...

... both significant profits and losses. Investors might focus on defensive sector stocks, such as consumer staples, healthcare, and utilities, which are less prone to market fluctuations. Key strategies in selecting stocks in an unstable market include: Investing in dividend stocks. Companies that pay stable dividends can provide passive income that partially offsets declines in stock prices. Focusing on "blue-chip" stocks. These are shares of large, established companies with high market capitalization ...

... increase in the securities' value. This means you could not only miss out on profits but also sell stocks at a loss. In such cases, one would have to wait for the price to recover, which could take months or even years. This automatically categorizes the investment as long-term. Thus, it often proves more advantageous to receive annual dividends than to continuously monitor market trends for price increases. Real Estate Real estate is regarded by Russians as the most profitable avenue for long-term investments. Various methods can yield profits: Buying a property during the construction ...

... creating pension savings - these goals are difficult to achieve by simply putting money "under the pillow". By attracting money to work through investment instruments, you can accumulate a much larger sum over time. Thirdly, many consider investments as a source of additional or passive income. For example, interest on bonds, dividends on shares or rent from real estate can regularly replenish the budget. As a result, your money begins to work for you, increasing your well-being in the long term. Types of Investments There is a wide range of investment types, and they can ...

... assets: foreign ETFs, bonds, stocks. They provide access to global markets and other currencies. However, such investments carry currency risk (fluctuations in the ruble exchange rate) and may be subject to sanction restrictions. Income from foreign dividends/coupons is also taxed at a PIT rate of 13%. Risks, Profitability, and Taxation Profitability: Short-term ruble investments typically yield around 15-20% annually. For example, deposits and OFZ yield approximately 18-19%. Riskier instruments—corporate bonds, stocks, and funds—may yield 20-30% and higher. Cryptocurrencies can bring hundreds of percent over individual ...