... shareholders. Net interest income: RUB 20.8 billion, an increase of 18.6% compared to the previous year. BCS Express Significance and impact: Net interest income is the difference between interest income (e.g. from lending) and interest expenses (e.g. from deposits). The growth of this indicator indicates an increase in the efficiency of the bank's core business and the ability to attract and place funds profitably. Net fee and commission income: RUB 13 billion, an increase of 56% year-on-year. BCS Express Significance and impact: Net fee and commission income reflects profit from the provision ...

... crucial for companies to reassess their pricing strategies and procurement plans, while investors need to determine how inflationary pressures might affect their portfolios. Impact on Investment Portfolio The high level of inflation makes traditional bank deposits and low-yield bonds less attractive, given they may not offset inflationary losses. In this scenario, the following may prove more resilient: Dividend-Paying Stocks: Companies able to generate stable cash flows and pay dividends may serve as ...

... impacts USDC's ability to maintain its 1:1 exchange rate. 2. Global Interest Rates and Yields. The monetary policy of leading countries affects the appeal of stablecoins. In high interest rate environments in the US, investors may prefer to keep funds in bank deposits or bonds; however, stablecoin issuers benefit as reserve yields increase. Between 2023 and 2024, the Federal Reserve's rate hike boosted Circle and Tether's income on reserves, strengthening stablecoins' financial stability. At the same time,...

... individual becomes completely disillusioned with investing and returns to their primary job, keeping their savings, as before, in a bank or under their pillow. This means they have no opportunity to grow their capital. So what should one do? What current tools ... ... losses is minimized. Profitability. The returns from investing significantly exceed the yield that can be obtained from placing deposits and using other instruments. Convenience. Investors do not need to plow through tons of specialized literature, create ...

... time spent searching. It is crucial to understand that financial operations in the stock market and other areas are conducted at one's own risk. If money is lost, there will be no one to recoup the losses. This is the main difference from investing in bank deposits, where an individual is protected by the deposit insurance system and can recover all invested funds. Avoid investing in companies that have recently emerged in the market and have yet to establish a reputation. Even experienced investors make ...