There are numerous ways to invest money online. Among the most popular methods are PAMM accounts, trust management of capital by private investment funds, micro-lending, trading robots, and the stock market. Experienced investors most often allocate their resources to these areas, as they each have their own unique characteristics, strengths, and weaknesses.
However, there are also lesser-known avenues that can yield equally substantial returns. Several of them are characterized by low risk and decent profitability.
So, where should one invest funds to generate profit while minimizing the risk of losing money and encountering other related issues?
To address this question, we turn to S.I. Tereshkin, the founder of OILResurs (www.oilresurs.ru), who has extensive experience in investing in various sectors.
Advantages and Disadvantages of Online Investing
Effective yet not widely publicized methods of investing include:
- online consultations;
- website sales;
- info business;
- network marketing.
Each method deserves a more detailed examination to help in making a decision in favor of one or several of them.
Online Consultations
Leveraging personal experience and knowledge is an excellent way to generate consistent income. Online consultations are in high demand globally. In this case, funds need to be invested in self-development. This can be done through reading specialized literature, attending courses, and striving for self-improvement.
An hour of consultation can charge anywhere from 3,000 to 30,000 rubles, depending on the level of qualification and the relevancy of the industry. Specialists with financial education are particularly sought after, servicing private clients as well as large corporations.
Consultations can be one-off or extend over a specific period. The latter is considerably more convenient and lucrative, as it can provide a stable high income.
Consulting can be done from anywhere in the world. Communication platforms like Skype, Viber, and Telegram can be utilized for this purpose.
To offer services, one must not only possess knowledge but also demonstrate personal success; otherwise, convincing clients of one's qualifications may prove challenging.
Individuals seek consultations on debt elimination and capital growth.
Companies commission services for budgeting, market expansion, and various financial research.
According to Sergey Tereshkin, selling consultations to those with less experience and knowledge is a profitable business venture. It not only ensures income but also aids in self-actualization.
Website Sales
Selling a personal website can be a great way to earn income. When building such a resource from scratch, profits can reach hundreds of thousands of rubles. The price is typically based on the website's monthly income, averaging around 24-36 times the monthly profits. For instance, if a website generates $100 for its owner, it can easily be sold for $3,000 by utilizing specialized exchanges.
To create such a resource, one must:
- choose a topic;
- select or design an engaging layout;
- pick a CMS;
- populate the site with content;
- promote the web resource in search engines.
The most sought-after website niches include finance, technology, and real estate, largely due to the high cost of advertising on these projects.
Creating a website requires certain knowledge, which can be acquired through specialized literature. The availability of various CMS and templates significantly eases the process of launching an online project.
Typically, owners who have achieved at least $1,000 in monthly profits are reluctant to sell their websites. Over time, traffic increases, and so does profitability. The key is to consistently update the site with new information.
Income can be received via bank transfers or electronic wallets. Owners are not tied to a specific country and can earn while relaxing on a beach.
This method of income generation carries no age limitations. Schoolchildren or retirees can also earn their first million.
Info Business
Various info products are in high demand among consumers. This could include foreign language courses, healthy eating lessons, fitness programs, etc. The internet provides a platform to buy and sell virtually anything. So why not monetize your knowledge and skills?
Financial-themed courses, such as "How to Eliminate Debt" or "How to Earn $100 a Day Online," are particularly popular. Other trending topics include weight loss, beauty secrets, and youthfulness tips.
Before creating a product, it's crucial to conduct thorough market research to ensure the information will meet demand. This can be as simple as analyzing various advertising networks and assessing competitors' offerings.
The average price of an info course is a few thousand rubles. The more interesting the product, the higher its price can be. In some cases, prices can reach up to $500, with customers eager to purchase such products.
Network Marketing
Network marketing remains relevant in today’s market. Here, an individual sells a product or service without the need to do the selling themselves. A well-developed network of agents suffices; each sale generates a percentage for the person higher in the chain.
Currently, many companies operate on this system, offering everything from cosmetics to sports nutrition. In addition to financial rewards, some systems provide leading distributors with various bonuses. Top sales leaders can earn luxury vehicles or other high-value items based on annual performance.
Income-generating methods can be combined or one can focus on a single avenue. The choice depends on available time and personal motivation to work.
